Carson Valley Map

FORECLOSURE LISTINGS!
View the many area foreclosure listings available now. Listings are updated daily so you stay informed of what’s current. click on the links to view the area you would like to see the bank owned/ REO’s avalible for that area

http://www.nevadahomehunt.com/foreclosure_search_map.htm

I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Gardnerville Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

January 2010

“Northern Nevada’s Home-Finding & Selling Expert”

  “Here is a link to my “January Real Estate Update”:

 I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Gardnerville Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

July 2009

“Northern Nevada’s Home-Finding & Selling Expert

Here is a link to my “July Real Estate Update”:

http://realtytimes.com/128/DanLaPorte

This month’s issue includes topics such as:

“The Contract Offer: What Price to Start With”;
“Campaign To Extend and Expand Housing Tax Credit”;
“Going Green May Help Sell Your Home”;
“Housing Starts Are Up Again”;
“Selling Your Home May Be Influenced by What Buyers Can’t See”;

I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Gardnerville Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

What does it take to get your $8000,00 !

• The tax credit is for first time buyers.
• The tax credit does not have to be repaid.
• The tax credit is equal to 10 percent of the homes purchase price up to a maximum of $8000.00.
• The credit is currently available for homes purchased on or after December 1, 2009 and before April30, 2010.
• Close escrow by July1, 2010.
• Single taxpayers with incomes up to $125,000.00 amd married couples with incomes up to $225,000.00 qualify for the full tax credit.

 If you have any further questions regarding the tax credit please call me.

I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Gardnerville Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

June 2009

“Northern Nevada’s Home-Finding & Selling Expert”

Stay up to date with my real estate newsletter…Check it out! Great info regarding buyer and selling tips and up to date real estate news.

http://realtytimes.com/c/DanLaPorte

I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Gardnerville Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

Location: Downtown Minden, Nevada

Who Owns My Mortgage?

When trying to contact your lender to work out a payment plan or some other deal, knowing who owns your mortgage can be very helpful. Unfortunately finding out is not as easy as it sounds. You should be able to call the phone number on your last mortgage statement or the number in your payment coupon book and connect directly with your lender.

To add to the confusion, the mortgage meltdown sank many banks and other lending institutions which were taken over by other banks or regulators.

So, what should you do if you’re trying to track down your lender? Take the following approach:

1. Call the phone number on your most recent mortgage statement or your payment coupon book. This will put you in touch with who may be the lender that owns your mortgage or at least be able to tell you the name of your lender. (Remember, the person may not know or may not be permitted to tell you.)

2. If you have an FHA loan, contact FHA’s National Servicing Center to determine who owns your mortgage:

(800) CALL- FHA / (800) 225- 5342

Email hsg-lossmit@hud.gov

Department of Housing and Urban Development National Servicing Center 301 NW 6th Street, Suite 200 Oklahoma City, OK 73102

3. You can try to contact Fannie Mae. If they own the note, they may provide the identity of the investor: 1-800-7FANNIE (1-800-732-6643).

4. If the mortgage is listed as MOM or has a MIN (Mortgage Identification Number) assigned to it, you can search the MERS database by mortgage identification number (MIN), your name and social security number, or the property’s address. Dial the toll-free MERS Service Identification System at 888-679-6377 (an automated touch-tone system) or search online.

One of the most important steps to saving your home from foreclosure is to get in touch with your lender immediately and to call a Realtor to ask for help.

I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Gardnerville Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

Location: Smith, NV

Directions: From HWY 208 & HYW 395 parcel is 18.8 Miles. from HWY 208 Take left on Upper Colony to Artesia, follow paved road until road turns to a dirt road, go only .2 miles and driveway to parcel will be on the left.

If you are thinking of buying Real Estate located in Northern Nevada and or the Carson Valley area anytime soon there are three things that you can do to make you next home purchase start on a positive note.

First… make contact with a REALTOR! I know most home hunters like to get out on their own but a Realtor can and should be able to get you on the right track, particularly if you are relocating, this is an opportunity to pick his or her brain…ask a lot of questions. A big part of their job is to save you time, so take advantage of it.

Second…make sure you talk with at least two lenders and get two “Good Faith Estimates” so you can compare them side by side this step alone will help you understand the possible cost associated with you next purchase and with the changes in the lending market you may be surprised at the loan programs available…Knowledge is power!

Third… make a list of your wants and needs of your future home, this will help you stay focused as you start your search, you may change your list just keep updating as you go. Remember what is important regarding your next home purchase and stay true to it; staying focused on your goal will help you reach it!

So when you are ready remember I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the surrounding Carson Valley area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

This is just a sample of what most lenders will require to get your loan approval. Lenders will vary as to what they may need at the start of the approval process so just be prepared to supply them with what they ask for.

 They may ask for additional information when they are just about approve your loan, this is normal and is know as “Conditions prior to final loan approval”  they will need you to supply the documentation prior to giving you the loan approval you need to fund your loan.

Keep In mind its always a good idea to work with a established well known lender, if you have worked with someone in the past and you had a good experience that’s a good place to start. If you are a first time buyer or relocating to a new state or area you not familiar with it may be a good time ask the Realtor you are working with to give you a referral. 

• W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan

• Copies of at least one pay stub for each person signing the loan.

• Account numbers of all your credit cards and the amounts for any outstanding balances.

• Copies of two to four months of bank or credit union statements for both checking and savings accounts.

• Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.

• Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.

• Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as boat, RV, stocks or bonds not held in a brokerage account.

• Copies of your most recent 401(k) or other retirement account statement.

• Documentation to verify additional income, such as child support or a pension.

• Copies of personal tax forms for the last two to three years.

 If you are planning to move to the Northern Nevada or Carson Valley area to make your next real estate purchase give me a call I always have three of the top lenders in the area that I have built a sold working relationship with. I would be happy to tell you a little about them and give you their contact information.

  Call me at 775-783-7372 and ask for Dan LaPorte, REALTOR® with Century 21 Clark or visit my website at www.nevadahomehunt.com or email c21homehunter@gmail.com 

If you planning to start you home hunting in the Carson Valleyand Northern Nevada area I can help you with some basic but important home hunting steps you should be aware of. Keeping yourself on track as you prepare to look for your next dream home or investment will not only insure your success  but will allow you to have fun while you are out looking.

While most buyers have made at least one purchase, your home hunting experience can become very over whelming if you don’t adhere to some sort of game plane, I have seen some of the most seasoned home buyers lose track early on in their search and waste time looking at homes that they may or may not purchase.

So if you only start with the 8 tips below and make it part of your home search you will find you will be much farther ahead and will soon see that hunting for you next home can and will be fun!

1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing.

2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.

3. Get your finances in order.Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get pre-qualified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford.

4. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.

5. Decide your moving timeline. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move.

6. Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.

7. Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year.

8. Get help from a REALTOR®. Hire a real estate professional who specializes in buyer representation. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. Buyer’s reps are usually paid out of the seller’s commission payment.

So when you are ready remember I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the surrounding Carson Valley area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

Smith Valley, Nevada Homes For Sale
As a rural farm and ranch community, many people are finding Smith Valley is everything they ever wanted in a community—not too close to the urban areas, but still isolated enough to allow solitude and relaxation. Smith Valley gives everyone who lives here a sense of being one with nature. If that describes your perfect home, then come on home to Smith Valley!

View Property Listings For Sale In Smith Valley Nevada:

Residential

Lots and Land

 Homes for sale in Smith Valley range from $122,300 to $1,950,000. Land prices range from $55,000 to as high as $500,000. Available homes in Smith Valley include Single Family, New Construction, Modular Homes, Acreage, Riverfront, Investment Property, Luxury, Farm Land, Horse Property, and Victorian Homes.

So when you are ready remember I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Smith Valley Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

Minden Nevada Real Estate

Approx. Population 9,462

The picturesque city of Minden Nevada is the county seat of Douglas County. Charming and lively, this once stern and solemn railroad town is now vibrant and interesting. Minden truly offers a superb quality of life, with the perfect blend of civilization and the ability to escape it in mere moments. Whatever your activity-golfing, skiing, hiking, camping, or a host of other world-class entertainment-you’ll find it here.

Minden Nevada Real Estate For Sale:

Minden NV homes for sale range from $130,000 to $2,995,000. Land prices range from $98,000 to as high as $2,200,000. Available homes in Minden include Single Family, Multi-Family, Condos, New Construction, Modular Homes, Acreage, Commercial & Investment Property, Golf Course & Retirement Communities, Luxury, Farm Land, Horse Property, Historic Homes, Victorian Homes, Vacation Homes, and Townhomes

Residential

Multi Family

Lots and Land

 So when you are ready remember I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Minden Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

Dayton Nevada Real Estate
Approx. Population 5,907Dayton Nevada is known for its beautiful high-desert setting, its rich historical heritage, wonderful location, close proximity to all of Northern Nevada, and the beautiful Carson River meandering slowly through downtown. Still only minutes away from Carson City Nevada, Reno, and Lake Tahoe, Dayton offers a wonderful place to live and is being spurred by dynamic growth in all industries.

Dayton Nevada Real Estate For Sale:

 Residential

Lots and Land

Dayton Nevada homes for sale range from $119,000 to $2,995,000. Land prices range from $49,000 to as high as $3,350,000. Available homes in Dayton NV include Single Family, Multi-Family, Condos, New Construction, Modular Homes, Acreage, Riverfront, Commercial & Investment Property, Golf Course Communities, Luxury, Farm Land, Horse Property, Historic Homes, Victorian Homes, and Townhouses.

Gardnerville NV Real Estate

Approx. Population 22,392

The promise of a simpler, wholesome lifestyle beckons those who chance upon the growing community of Gardnerville Nevada. Originally one of the earliest-settled, richest and productive of the state’s agricultural regions, Gardnerville still embodies its rich rural heritage, yet it is only minutes from Reno, Minden, Carson City and Lake Tahoe and just a few hours from major metropolitan California cities. Gardnerville is known for its natural beauty, small town friendliness, and appealing quality of life.

Gardnerville Nevada Real Estate For Sale

Gardnerville Residential Real Estate

Lots and Land

 Gardnerville Real Estate Market

 Gardnerville NV real estate market prices range from $130,000 to $2,995,000

  Land prices range from $98,000 to as high as $2,200,000.

Available homes in Gardnerville include Single Family, Multi-Family, Condos, New Construction, Riverfront, Modular Homes, Acreage, Commercial & Investment Property, Golf Course & Retirement Communities, Gardnerville Luxury Real Estate, Farm Land, Horse Property, Historic Homes, Vacation Homes, and Townhouses.

Contact us today to locate homes and land for sale in Gardnerville.

Carson City Nevada Real Estate
Approx. Population 52,457Nevada’s capital offers more than you might think. With rustic beginnings as a frontier town, now this beautiful and lively city holds a prominent position on Nevada’s map. Postcard-perfect places welcome you to one of the largest historic residential districts in the west. Carson City serves as the hub for sightseers and adventure-seekers alike with rich historic offerings, endless entertainment, world-class golf, scenic Lake Tahoe just minutes away, and so much more. Carson City neighborhoods offer a wide-range of housing from affordable to affluent.

Find Carson City Nevada Real Estate For Sale:

 Residential

Multi Family

Lots and Land

Carson City homes for sale range from $105,000 to $1,500,000. Land prices range from $79,000 to as high as $6,400,000. Available homes in Carson City include Single Family, Foreclosures, Multi-Family, Condos, New Construction, Modular Homes, Acreage, Commercial & Investment Property, Golf Course & Retirement Communities, Luxury, Horse Property, Historic Homes, Victorian Homes, Vacation Homes, and Townhouses.

 When you are ready remember I specialize in working with buyers looking to buy and invest in Real Estate in Northern Nevada and the Carson City Nevada area. So please call Dan LaPorte, REALTOR® with Century 21 at 775-783-7372 or email me @ c21homehunter@gmail.com or go to my website www.nevadahomehunt.com

Location: Minden Nevada / Johnson Lane

Features

Bedrooms: 3

Bathrooms: 3.5

Parking Spaces: 3

Year Built: 2008

Lot Size: 1.0

Garage Size: 3

School District: Douglas

Square Footage: 2680

Agent Name: Dan LaPorte

Broker: Century 21 Clark

MLS #: 80014568

http://nevadahomehunt.vflyer.com/home/flyer/home/1899489